Have you found your daycare plans completely changed in the wake of COVID-19? You’re not alone. Many families elected to save money in a Dependent Care Flexible Spending Account during open enrollment in 2019 and never dreamed there would come a time when daycares were closed and camps would be cancelled.  (Are you a working parent and not using a Dependent Care FSA? Learn more about this employee benefit here.) Under current law, a married couple filing jointly can save up to $5,000 in a Dependent Care FSA each year (if you are married filing separately you are capped at $2,500). A $5,000 contribution to a Dependent Care Flexible Savings…