• Investing,  Planning

    Is My Financial Advisor a Fiduciary?

    Listen, there are a couple of “F” words you really need to know. In fact, you might have heard this “F” word in the news before and thought - that sounds like something only old people care about. I mean...the elderly. [Sorry, Mema.] Well, the word of the day is “fiduciary.” And if you are wondering how to know if your adviser has your best interest at heart, it matters to you. In fact, not knowing what the fiduciary standard is could be costing you big bucks and reducing your future wealth. Not good. Curious? Knowledge is power, so read this quick post and protect your wallet. In today’s post…

  • Investing,  Planning,  Retirement,  Savings

    How Much Do I Need To Save For Retirement?

    One of the biggest questions I get, from virtually every client and most of my survey respondents, is: How much money do I need to retire? There are so many things to think about and so many potential options it can be overwhelming to even know where to start. (Trust me, it’s complicated, and I’m a Certified Financial Planner!) This is part of why so many people don’t even start saving for retirement. Let’s spend some time de-mystifying how much to save for retirement. Today we’ll go over some of the most common stumbling blocks to figuring out your target savings rate. We will also discuss how to evaluate online…

  • Planning,  Savings

    Set Yourself Up For Success In 2017

    New Year’s Resolutions can seem futile - who hasn’t taken up some form of exercise only to completely drop it by Presidents Day? There tend to be a couple of things missing when we set goals that lead to failure: a lack of specificity and a reliance on willpower. Let’s take advantage of this time of year to reflect and plan. Whether you like to call it “life planning” or “goal setting” or something else, this exercise can prove to be an invaluable way of focusing your energy on what you want to get out of life.Separate The Noise From What Actually MattersFamily life is busy and it’s easy to…