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    3 Ways Entrepreneurs and Small Business Owners Can Save Time!

    I would like to thank Lauren Zangardi Haynes, CIMA, CFP® for inviting me to write an article this month. Lauren and I were discussing challenges facing entrepreneurs and small business owners and ways to overcome those challenges. Entrepreneurs often cringe at the thought of expense reports, income statements, balance sheets and taxes. While these documents are critical to securing financing for future growth, entrepreneurs are looking for the least painful ways to provide good data to their banks and tax preparers. With the rare exception of some accountants, their passion often lies in other areas and to be perfectly honest, the accounting records are rarely the “special sauce” that makes…

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    Rebalancing 101

    No, I’m not talking about rebalancing your chakras, I’m talking about your investments. You know, your 401(k) and that IRA you have stashed in a filing cabinet. With the U.S. stock markets reaching all-time highs throughout the Spring in 2017 if rebalancing isn’t on your mind perhaps it ought to be. Rebalancing sounds simple in theory but in practice can actually be quite complicated. In this post we will look at the what, why and when of rebalancing your portfolio. What Is Rebalancing? Let’s start with the question you may be wondering but don’t want to ask – what is rebalancing? I’m so glad you asked! Words on Wealth is…

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    5 Reasons to Delay Taking Social Security

    Today I am very excited to bring you a guest post from fellow Fee-Only Financial Planner Richard Feight of East Lansing and Grand Rapids, Michigan. Rich is the founder of IAM Financial where he specializes in helping small business owners translate a lifetime of work into a happy and fulfilling retirement. Enjoy! 5 Reasons Why You Should Delay Taking Social Security April is National #SocialSecurity Month! As a result I thought it would be a good idea to share with you five reasons why it may be beneficial for someone to delay taking social security. More often than not when someone has worked for thirty-five or forty years and paid into…