That may seem like a bold statement, but I truly believe it. Everyone squirms when talking about budgeting. People tend to talk about budgets as if they were all about depriving yourself of fun. Really though, budgets are not the carb-free diet you are imagining. While budgeting does typically mean spending less money in a few areas, it also means using that money on things that really matter. That’s why I like to refer to budgets as spending plans. Find out how changing your spending plan to reflect your values can reduce conflict in your relationships over money, help you to ignore your lizard-brain telling you to spend now, and…

Image by FirmBee Did you know that money is a leading cause of stress in Americans 1? Even if you didn’t, I’ll bet you aren’t too surprised. One of the basic building blocks to success with money is knowing what we spend. The word budget tends to invoke some negative thoughts in people, such as, a fear of failure. As in, I don’t want to create a budget because I don’t want to “fail” by accidentally spending too much. That’s why I like the term “spending plan.” A plan is flexible. A plan can be customized and changed on the go if necessary. Having a plan is powerful. Want to create a…